Home purchase
Financing for owner-occupied and investment properties.
MORTGAGE SERVICES
Mortgage Financing
Professional advice and financing across residential, commercial and alternative lending.
MORTGAGE SERVICES
Choose Your Services
Renewal or refinance
Review lender terms, equity and total borrowing cost.
Explore guide βNon-standard income
Assessment for business income and limited Canadian credit history.
Self-employed guide βNewcomer guide β
Private or alternative
Short-term and equity-based financing where applicable.
Explore guide βCommercial mortgage
Financing for commercial property.
Construction financing
Funding for builds and major renovations.
PROCESS
Application Review
1. Assess
Review income, credit and property details.
2. Structure
Compare lender terms and financing costs.
3. Submit
Prepare documents for lender review.
GUIDES
Helpful mortgage topics
Mortgage FAQCommon questions, answered.Richmond Hill guideOffice and service details.Language supportEnglish, Mandarin and Cantonese.Self-employedIncome documentation.NewcomerPreparation guidance.Renewal and refinanceCompare the overall cost.Private mortgageCosts and planning.Chinese mortgage serviceDedicated Chinese-language page.
Fees, rates and approval
Fees vary by product and lender. Applicable costs are disclosed before you proceed. Rates, terms and approval are subject to lender review.